Unlocking Investment Potential: Are You Ready to Qualify?

Welcome to Bridger Fund. We’re excited to connect with you alongside our expanding community of investors. As you explore our mortgage fund, we would like you to have relevant information to feel confident about entering this investment space. As this article answers many of our investors’ frequently asked questions, we’ll be discussing accredited investors, investing through an entity, our investor portal and more.

WHAT IS AN ACCREDITED INVESTOR?

To get started, it’s important to know what it means to be an accredited investor as that is a requirement. Generally, you’re considered accredited if you meet one of these criteria:

• You have a personal net worth or combined net worth with your spouse or partner over $1 million (excluding your primary home).
• You’ve earned over $200,000 individually each year for the past two years, with a reasonable expectation of earning at least that much this year.
• You and your spouse together have earned more than $300,000 each year for the past two years, with a reasonable expectation of continuing that in the current year.
• You hold a Series 7, Series 82, or Series 65 financial services license.

CAN I INVEST THROUGH MY ENTITY?

For those who would like to invest through an entity, meeting the accreditation requirement means:

• The entity is entirely owned by accredited investors.
• It has over $5 million in total assets and wasn’t formed just to invest in a particular opportunity.

DO I NEED TO VERIFY MY ACCREDITATION?

Bridger Fund is offered under SEC Rule 506(c), which means we’re required to verify that all our investors meet the accredited status. If you are an accredited investor and would like to take the step to invest, we’ll guide you through the process of verifying your status. You must provide written confirmation from a licensed professional like your attorney, CPA or financial advisor. If those options aren’t available, verifyinvestor.com is a great resource. Ensure your accreditation letter is signed within 90 days before subscribing to the Fund.

Once you’ve verified your accredited status using one of these methods, you’re set for five years—no need to re-submit during that time.

ARE YOU READY TO INVEST?

You can subscribe to the Fund by contacting our President, Doug Watson, at (925) 448-3766, c (925) 890-0640, or doug.watson@bridgerfund.com. After we review and approve your subscription documents, we’ll walk you through the next steps. Depending on our current acquisitions, you might be asked to send your capital right away, or you may need to wait until Bridger Fund calls for it.

HOW OFTEN WILL I RECEIVE UPDATES?

We’re committed to keeping you informed about your potential investment, so we offer several resources: the Bridger Fund portal, monthly reports, and webinars. These will keep you updated on fund performance, asset details, and financial data. And, of course, our team is always available if you want to discuss your investments—just book a meeting with our investor relations team through our link.

Please keep in mind that investments in Bridger Fund are generally mid-to-long term, so we encourage you to plan to hold your investment for the initial 12-month lock up period specified in the Fund’s private placement memorandum (PPM). If you need to sell, assign, or transfer your interest, you’ll need the Fund manager’s approval first. We understand that life may call for extra cash in certain times like a teen going off to college, or if a kitchen remodel is around the corner. We’re here to help if you need to liquidate and have specific parameters for doing so.

WHAT IS THE MINIMUM INVESTMENT?

The minimum investment to join the Fund is $100,000, the average investment is ~$350,000 and some even invest a couple million at a time.

HOW WOULD MY TAXES BE IMPLICATED?

Investors receive a K-1 form for tax purposes. These forms are finalized and delivered by March of the following year.

IN CLOSING

We’re here to accompany you on your investment journey, and are thrilled to have you consider being a part of The Bridger Fund!