Loan Program

1. Bridge Loans

• Short-term financing for acquisitions, refinances, or recapitalizations
• Ideal for time-sensitive deals or transitional assets
• Terms: 6–24 months

2. Acquisition Loans

• For purchasing commercial properties quickly
• Often used when conventional financing is too slow or unavailable

3. Refinance Loans

• Used to pay off existing debt or recapitalize equity
• Helpful for borrowers seeking better terms or more flexibility

4. Owner-User Loans

• Tailored for business owners acquiring or refinancing their own commercial space
• Flexible underwriting for non-institutional borrowers

5. Value-Add & Rehab Loans

• For properties undergoing repositioning, lease-up, or light renovation
• Funds can be structured to include improvement budgets

6. Cash-Out Refinance Loans

• Allows borrowers to extract equity from stabilized or appreciating assets
• Useful for reinvestment or liquidity needs

7. Bridge to Life Insurance Company Permanent Takeout

• For properties looking for a refinance once stabilized, we can work with Slatt Capital to prequalify a property for a permanent life insurance company loan on stabilization
• Our borrowers have taken advantage of this program with multiple different life insurance company correspondents of Slatt Capital